Corporate Headquarters

735 N. Water Street, Suite 175

Milwaukee, WI 53202

800-221-9882

Professional Reserve Study Services for HOA & Condominium Communities

Helping HOA boards and property managers protect property values through HOA reserve study services, property insurance appraisals, preventative maintenance planning, and ongoing consulting services.

Reserve Studies Consultant

Every Smart Decision Starts with a Plan.

A reserve study is more than a report. It’s the roadmap for protecting your community’s future. Reserve Advisors helps property managers and HOA boards protect their communities with practical guidance, objective recommendations, and long-term planning that supports confident decision-making.

Whether you’re updating an HOA reserve study or condo reserve study, addressing new structural integrity requirements, evaluating insurance replacement values, or planning future maintenance, we’re here to help you make informed decisions every step of the way.

Multifamily housing after reserve study

Consulting Services That Support the Life of Your Property

Every community has different priorities. Some are preparing for major capital projects. Others are meeting new legislative requirements or updating insurance valuations. Our services help communities make informed decisions, reduce uncertainty, and protect long-term property values.
  • Reserve Studies

    Plan for major expenses before they become surprises.

    A reserve study evaluates major common-area components, estimates their remaining useful life, and projects future replacement costs to help boards make informed funding decisions and plan confidently for future capital needs.

    Start Planning Ahead

  • Structural Integrity Reserve Studies

    Understand structural needs and stay ahead of evolving requirements.
    Structural Integrity Reserve Studies help condominium associations evaluate critical structural components, meet state-specific funding requirements, and understand how structural planning fits into the community’s long-term financial health.

    See What’s Required

  • Insurance Appraisals

    Make sure today’s coverage reflects today’s replacement costs.
    Our insurance appraisals provide current replacement cost estimates that help communities and their insurance professionals evaluate coverage, reduce the risk of being underinsured, and keep pace with changing construction costs.

    Make Sure You’re Properly Covered

  • Preventative Maintenance Reports

    Protect asset life with a proactive maintenance plan.

    A preventative maintenance report identifies ongoing maintenance needs and helps your community protect valuable assets, extend their useful life, reduce unexpected repairs, and better plan future maintenance expenses.

    Build a Smarter Maintenance Plan

  • Energy Audit Services

    Find opportunities to reduce energy use and operating costs.
    Our Energy Audit Services help associations identify opportunities to improve efficiency, reduce utility expenses, and make informed decisions about future energy investments while supporting long-term sustainability goals.

    See Where Your Community Can Save

Find the Right Solution for Your Community

Every community is different, and not every challenge requires the same solution. If you’re unsure where to start, here’s a simple guide.

If you're trying to... You may need...
Plan and budget for future roof, pavement, or other association maintained assets Reserve Study
Meet Florida’s structural reserve requirements Structural Integrity Reserve Study
Review your property's insurance replacement values Insurance Appraisal
Establish a maintenance plan to maximize useful lives of association-maintained assets Preventative Maintenance Report
Reduce utility costs and improve energy efficiency Energy Services

Still have questions? Our team is happy to help you determine which service best fits your community’s needs.

Understanding Reserve Study Requirements

Reserve requirements vary from state to state, and new legislation continues to change what some associations need to do. Explore our resources for guidance on recent and notable requirements affecting community associations.

Explore State-Specific Resources.

Florida

Understand structural integrity reserve studies, milestone inspections, funding requirements, and recent legislative changes.

Florida Reserve Study Requirements

Colorado

See what Colorado associations should know about reserve disclosures and long-term capital planning.

Colorado Reserve Study Requirements

Maryland

Review the reserve study requirements affecting Maryland communities and association boards.

Maryland Reserve Study Requirements

New Jersey

Understand recent legislation affecting reserve studies and community association planning.

New Jersey Reserve Study Requirements

Tennessee

Explore reserve planning considerations that can help Tennessee communities prepare for future expenses.

Tennessee Reserve Study Requirements

Continue Learning

The best boards make informed decisions, and informed decisions start with understanding the process. Whether you’re preparing for your first reserve study or looking to better understand your current report, we’ve created educational resources to help property managers and board members navigate every step.

Popular Resources

Reserve funds are set aside to plan for the future. They are designated savings accounts that allow associations to prepare for major repairs and replacements of common-area assets as they age. Even components considered “long-lived,” such as underground utilities, will eventually require maintenance or replacement.
Get answers to key questions about reserve studies, funding strategies, and capital planning for community and condo association boards.
This webinar covers essential information on reserve funding strategies, focusing on the importance of reserves and how they can be effectively managed for future capital expenditures.
Throughout the reserve study process, you’ll hear a lot of terminology that may be unfamiliar to you. Whether you’re just learning what a reserve study is or you have your first report in hand, here is a list of the terms you need to know.
This is often one of the first questions a board asks when they are presented with the topic of reserve studies. As boards begin to engage with reserve study providers, odds are that most receive, at a minimum, three bids to conduct a reserve study, all of which present a different cost for a variety of reasons.
When you go to the doctor for your yearly checkup, chances are you’re seeing a family doctor or general practitioner. If your doctor identifies an underlying health issue with your heart for example, they will point you in the direction of a cardiologist for further testing to uncover the root of the internal issue.
As a board member, you have a fiduciary responsibility to your community to act in every homeowner’s best interest. While this can be difficult, especially in a position of governance, it’s imperative that Boards maintain this obligation.
Are your reserves fully funded? It’s a great question, but at the risk of making this sound like a legal blog, it depends. In order to answer the question accurately, we first have to define the term fully funded.
Housing Community for Reserve Study Services

Why Thousands of Communities Choose Reserve Advisors

Anyone can deliver a report. The difference between reserve study companies is what happens after it’s delivered. For more than 30 years, Reserve Advisors has partnered with property managers and HOA boards to explain the numbers, answer questions, and support confident planning long after the study is complete.

National Experience. Local People Who Care.

As a national reserve study firm, Reserve Advisors serves communities nationwide through a network of regional reserve specialists who know the markets they serve because they live and work in them. Our reserve specialists have built careers in engineering and building sciences because they enjoy helping communities make informed decisions.

Whether you’re in California and Nevada (through Browning Reserve Group), Colorado, Illinois, Minnesota, Wisconsin, Texas, Florida, Virginia, North Carolina, or anywhere in-between, you’ll work with someone who understands your local market and genuinely cares about helping your community plan for the future.

Independent, Objective Guidance

Our job as a reserve study firm isn’t to sell repairs or recommend unnecessary projects. It’s to give your board an honest assessment of where your community stands today and what it should prepare for tomorrow. Because we’re independent consultants, every recommendation is made with one goal in mind: helping your community make informed, confident decisions.

How We Work

1. Learn

We get to know your community, goals, and planning needs.

2. Evaluate

Our specialists inspect your property and assess your major common-area assets.

3. Plan

We develop practical recommendations and funding strategies tailored to your community.

4. Review

We walk your board through the findings, answer questions, and explain what comes next.

5. Support

We’re here long after the report is delivered to help your community plan with confidence.

Planning Beyond the Report

The final report isn’t the finish line. It’s the beginning of better planning. We help boards and property managers use their reserve study as a practical tool for budgeting, communicating with homeowners, prioritizing capital projects, and making decisions with greater confidence year after year.

See Our Sample Reports

A Long-Term Partner

Reserve planning isn’t a once-every-three-years conversation, and we don’t disappear after the report is delivered. Whether you’re preparing for a board meeting, explaining funding recommendations to homeowners, updating your study, or simply have questions along the way, our team is here to help. That’s why so many of the communities we serve continue partnering with Reserve Advisors year after year.

Explore Continuing Education

Who We Serve

Every property has unique planning challenges. Our consultants work with communities of all sizes across the country, providing guidance tailored to their specific needs.

  • Condominium Associations
  • Homeowners Associations
  • Master-Planned Communities
  • Commercial and Mixed-Use Associations
  • Private Clubs and Resorts

Who We Serve

Trusted by Communities Across the Country

Reserve Advisors helped develop the national standards that reserve study providers follow today and continues to advance best practices through education, engineering expertise, and long-term community planning.

30+ Years

Helping communities protect their investments and plan for the future.

37,000+

Reserve studies completed nationwide.

60+

Engineers and reserve specialists dedicated to your community.

350+

Years of combined reserve study experience.

Communities Nationwide

Supporting HOAs, condominium associations, property managers, developers, and private clubs across the country.

Regional Specialists

With offices and reserve professionals located in markets across the country, Reserve Advisors combines nationwide capabilities with local and regional expertise.

Build a Stronger Financial Future for Your Community

Every successful community starts with informed planning. Whether you need a reserve study, structural integrity guidance, an insurance appraisal, or simply want to understand your options, our team is here to help.

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