An insurance appraisal is an independent analysis which establishes a cost to reproduce or replace a community’s insurable buildings and structures. The insurance appraisal includes an on-site evaluation conducted by an ASA designated appraiser. Each construction component and building feature is identified and valued independently. The insurance appraisal report certifies the opinion of insurance to value.
A current insurance appraisal helps associations avoid paying too much in insurance premiums. It can also eliminate the mistake of inadvertently self-insuring by having too little insurance. When an association is underinsured, property owners run the risk of paying a portion of the rebuilding costs in the event of a loss.
Building Evaluation Report outlining supplemental underwriting data.
Insurance Detail Report outlining specific construction materials and
photo documentation of each building and structure.
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