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What is a Defect?

What is a Defect?

Defects are conditions which reduce the value (cause economic harm or loss to the owner) of a home, condominium, or common area. IRMA (International Risk Management Institute) provides a general definition of construction defect. Each insurance underwriter and State, however, may have its own definition. A Reserve Advisors Defect Survey identifies several types of defects which include construction defects.